1. Marry the right person . This one decision will determine 90% of your happiness or misery.

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2. Work at something you enjoy and that's worthy of your time and talent.

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3. Give people more than they expect and do it cheerfully.

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4. Become the most positive and enthusiastic person you know.

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5. Be forgiving of yourself and others.

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6. Be generous.

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7. Have a grateful heart.

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8. Persistence, persistence, persistence.

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9. Discipline yourself to save money on even the most modest salary.

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10. Treat everyone you meet like you want to be treated.

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11. Commit yourself to constant improvement.

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12. Commit yourself to quality.

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13. Understand that happiness is not based on possessions, power or prestige, but on relationship with people you love and respect.

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14. Be loyal.

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15. Be honest.

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16. Be a self-starter.

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17. Be decisive even if it means you'll sometimes be wrong.

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18. Stop blaming others. Take responsibility for every area of your life.

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19. Be bold and courageous. When you look back on your life, you'll regret the things you didn't do more than the ones you did.

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20. Take good care of those you love.

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21. Don't do anything that wouldn't make your Mom proud.